Empowering Your Homeownership Journey
At Talon Trust Bank, we believe that owning a home is one of life's most fulfilling achievements. Our mortgage solutions are designed to provide you with a seamless, stress-free path to homeownership, backed by the expertise and support of a trusted UK investment bank. From first-time buyers to seasoned investors, we cater to your unique needs with tailored financial solutions.
Whether you aim to purchase land and build over time, start construction immediately, or acquire a fully developed property, we remain by your side throughout the process. Our dedicated advisors provide comprehensive guidance, ensuring your financial journey is smooth, transparent, and empowering.
With thoughtfully structured mortgage options featuring flexible terms and innovative features, Talon Trust Bank ensures that your financial circumstances, aspirations, and lifestyle are always taken into account. Our goal is to make the dream of homeownership a reality for everyone.
Mortgage Benefits
Our mortgage offerings come with a range of benefits designed to enhance your home financing experience:
- Variable interest rates benchmarked on the Home & Savings Prime Lending Rate for competitive financing.
- Flexible tenors of up to 20 years, allowing manageable repayment schedules.
- Loan amounts of up to 80% of property value, subject to property and location caps.
- Freedom to repay your loan in full without any prepayment penalties.
- Monthly or structured pre-agreed repayment options to suit your budget.
- Interest-only repayments available during property construction phases.
- Progressive drawdowns based on bank-approved Quantity Surveyor certificates.
- Reduced or waived Charges on linked accounts.
- Negotiable management fees and tailored financial advice for your unique needs.
Property Types We Finance
- Developed Home Purchase
- Land Acquisition
- Home Construction
- Home Renovation
- Existing Mortgage Refinance
- No charges for everyday transactions - just stay in credit
- Up to $25 interest and fee-free Planned Overdraft
What You Need to Know
- Steps to property ownership and guidance from our mortgage specialists.
- Eligible uses for your loan and investment planning.
- Detailed loan features and repayment options.
- Property insurance requirements and recommendations.
- Comprehensive documentation required for a successful application.
- Non-Resident Mortgage Facility and international client support.
Why Choose Talon Trust Bank?
As a UK-based investment bank with a global reach, Talon Trust Bank combines financial expertise with cutting-edge online banking technology. Our services are designed to offer convenience, transparency, and security. Whether you are a local resident or an international client, our mortgage solutions are tailored to meet your exact needs.
Expert Guidance & Support
Our mortgage advisors provide step-by-step guidance throughout the entire process. From pre-approval to final disbursement, we ensure you understand every detail, helping you make informed and confident property decisions.
Flexible and Transparent Terms
We pride ourselves on clear, understandable mortgage agreements. With options for structured or flexible repayments, interest-only periods, and prepayment freedom, our loans are designed around your lifestyle, not the other way around.
Secure Online Banking Experience
Access your mortgage account anytime, anywhere, with our secure e-Banking platform. Monitor balances, track repayments, and manage your mortgage efficiently, all with the reliability and security expected from a leading UK investment bank.
- Developed Home Purchase
- Land Acquisition
- Home Construction
- Home Renovation
- Existing Mortgage Refinance
- No charges for everyday transactions - just stay in credit
- Up to $25 interest and fee-free Planned Overdraft
